Whitepapers
ATM INDUSTRY ASSOCIATION

Welcome to our White Paper Library.

Please note that white papers and discussion papers supplied by member or non-member companies do not necessarily reflect the views and policies of ATMIA. As an independent and neutral non-profit trade association, we encourage debate, discussion, new ideas and technological advancement in our industry. Please submit papers, or provide comments, to Mike Lee at mike@atmia.com.

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Sponsored By	1st Assurance ATM 1st Financial USA Network 1st Mariner Bank 24x7 CashGo LLC 3SI Security Systems 8055 A.S.A.P. Vending & Games/PDQ Merchant Enterprises AAA ATM INC ABANA Enterprises Group Co. ABC Tree Farms Absa Bank Absolute ATM Absolute Systems ACCEL/Exchange Access ATM, Inc. Access Cash General Partnership (“EZEE ATM”) Access One ATM Inc. Access Solutions Inc. Access To Money Accurate Services Group LLC ACE Machine & Metal Fabrication Co., Inc. (DBA Diamond Kiosks and Surrounds) ACGPayments.com / Atlantic Capital Group, LLC Acketts Group Limited Acquirer Systems Limited ACS Government Solutions Action ATM Network Advance to Go! LLC Advanced ATM Systems, Inc. Advanced Security Technologies Affinion Group A-G Security Group AIC Solutions Pty Ltd. Airis ATM Technology AlarmIT.Inc Alaska ATM Service Alaska Option Alcestis Systems Inc. All American Vending ATM Allpoint Network Alpha Atm Services, LLC American ATM American Express Company American Payment Systems, Inc. American Special Risk, LLC American State Bank Americas Business Software Amtek Angusta Systems Angusta Systems Pty Ltd ANI Transaction Services, Inc. AnySoftwhere ANZ Limited A-One ATM, Inc. APCA-Australian Payments Clearing Association Aptus Financial Argent Steel Group (Pty) Ltd. Armed Courier Service & ACSATM Armorgroup Atlantic ATM, LLC Atlas ATM Atlas ATM Corp. ATM & Financial Supplies, LLC ATM Associates, LLC ATM Cash & Service ATM Cash America ATM Cash Now ATM Central ATM Components & Technology Inc. ATM Depot Inc. ATM Depot Inc. ATM Enterprises, Inc. ATM Expert Inc. ATM Experts ATM Express, Inc. ATM Group Corporation ATM Industry Association ATM Instant Cash ATM LINK, Inc. of Houston ATM Merchant Services ATM Merchant Systems ATM Net Systems and Solutions ATM Net Systems and Solutions ATM Network ATM Network, Inc. ATM of America Inc. ATM Parts Co. ATM Protections UK Ltd ATM Providers ATM Retail Ltd ATM Services/CashPlus ATMs ATM Shopping Center Solutions ATM Solutions Group ATM Specialists Inc. ATM Supplies Inc. ATM Systems Corporation ATM Systems Corporation ATM Tech Network ATM Unlimited Inc. ATM USA, LLC ATM Ventures ATM World Corp. ATMequipment.com ATMGurus: Parts, Repairs & Training ATMIA ATMIA US Debit Council Chairman ATMmarketplace.com ATMOnGuard ATM's A-Z ATMS ON WHEELS, LLC ATMS Unlimited Corp. ATMU ATS Advantage Tech Services LLC ATS Uptime Inc. Auriga Spa Australian Technology Management Pty Ltd Authentic ATMs Automated Banking Services Automated Cash Management Systems Automated Cash Technologies Automated Financial LLC Automated Systems America, Inc. (ASAI) Automated Teller Machine Services, Inc. Automatic Card Inc. Axios Capital Investment LLC Aztech Communications Inc. BANCNET, INC. Banco Central de la República Argentina Bancorp Payment Solutions Bancsource Inc. Bandit UK Ltd Banesco, Banco Universal Bank Express International Bank Machine Limited Bank of the Philippine Islands Bank South Pacific Bankart d.o.o. Bankenes Standardiseringskontor Banking Automation Ltd Banking Machine Services (PTY) Limited Bankserv BankZone BanTel Barclays Bank Barton Roth dba ATM's All Over Bassilichi SpA Bastion Security Installations Ltd. BB&T BBS Beach ATM Services, Inc. BEB Industrie-Electronik AG Bell ATM Services, Inc. BenAlpin Ltd Benanna PayPhones & ATMs Ben-Bar Vending Company Best ATM Partners Ltd. Best Western Beach Resort Best Western South Beach Better ATM Services Inc. Better Secure BF Capital LLC Biomotic South Africa (Pty) Ltd. Biro Data Servis d.o.o. Bluestar ATM BNP Paribas Retail Banking Border Security Service BP&H Services Limited BRAIN GAYLORD Braintree Communications Pty Ltd Brink's - EMEA - S.A.S. Brink's U.S. BrooksFISolutions Bull Horn ATM Alarm Business Smart Solutions Pty Ltd Bytes Specialized Solutions C. Management Group, LLC Cabe and Cato Inc. CalTel, Inc Calypso Canada (division of Dover Canada Ltd) Calypso Canada, A Transaction Network Services Company Canadian Tire Financial Services Can-Do-Cash Limited Capella Electronics Ltd. Capital City ATMs LLC Capital One Bank Capital Vending & Distribution Capitec Bank Limited Cardtronics Career Solutions International Carolina Teller Systems Carolina Teller Systems Cash Axcess Corporation (Pty) Ltd. Cash Connect Cash Convenience Industries LLC Cash Depot Cash Dye Australia Cash Flow Canada Cash is King ATM Cash Man Services Cash N Go, Ltd. Cash Point Machines Ltd. Cash Services Australia Cash Systems EFS, Inc. Cash Train ATMS LLC Cashasaurus LLC CashATM Pty. Ltd. CashCity ATM Services Inc. CashCom ATM Systems Inc. Cashline Inc. CashLines ATM CaspoMax ATMs CASS Service Solutions LLC CBPM-SMI Banknote Processing Technologies (Beijing) Co., Limited Cedardell Certis CISCO Security Pte Ltd CGI Direct ATM Chandler Check Point Software Technologies Cheetah Consultants Limited Chungho Canada Inc. Citywide ATM Clay Music Company ClearCard CMS (GB) LTD Coin Phone Management Co. Colorado ATM, Inc. Columbia Bank Columbus Data Services Comit AG Commerce Bancshares Inc. Commerce Capital ATM Commerce Capital ATM dba Westgate Invst. dba United ATM Commercial ATM Systems Inc. Commercial Bank of Dubai Commonwealth Bank of Australia Commonwealth International Armored Service Communitel, Inc. Complete Technical Services Ltd. Computertrans Aust. Pty Ltd Concept Automated Contour Networks CORCORAN ATM LLC CORD Financial Services Corompo Corporation Saratoga ATM CR2 CR2 (Europe) CR2 Africa Creative Card Solutions Credit Union 24, Inc. Credit Union Australia Credit Union Central of Canada Crowe Chizek & Company LLC Crown ATM Network CTRUE LTD. CTS Cashpro CU Anytime LLC Cummins-Allison Corp. Currency Research Cuscal Customers ATM Customers Limited Cypress Advantage DAS Express ATM, LLC Dash ATM DataDot Technology Ltd. Days Inn Oceanside Days Inn South Beach DBS Bank Ltd. Dedicated Micros (Australia) Pty Ltd DeLap LLP Desert Cash ATM Desert Cash ATM DETACK GmbH Deter-A-Dye Security (Pty) Ltd. Developing IT Ltd Dewhurst plc DFL Group Distribution Pty Ltd. DFR Risk Management Ltd. Diebold International Digilog UK Ltd. Digital China Diners Club International Direct Cash Management Inc. Direct Connect Discover Financial Services, LLC Doughboy's Inc. E&S Consulting LLC Eagle Express Systems Inc. East Coast ATM Services Inc. Eastern ATM, Inc. Eastern Communications Co., Ltd. eCard S.A. Ecash, Inc. ECHOSAT Communications Eclipse Cash Systems Ecobank Nigeria Plc/Ayo Abegunde Ecom Corporation ECS Electronic Cash Systems dba ATMCentral EDB Business Partner EDC EDC Edge One, Inc. EFX Corporation eGlobal Elan Financial Services Electracard Services Inc. Electronic Cash Systems, Inc. Electronic Network Cash Tellers Electronic Retail Solutions Pty Ltd Electronic Transaction Corporation ELEGANT SERVICES GROUP Elite ATM Services LLC Elite ATM Services, LLC Emerg Secure Services Ltd EMOD Investors Group LLC Enable S.A. E-net Co., Ltd. Enterprise Electronic Commerce SA (Pty) Ltd. eProcess International SA, For ECOBANK GROUP Equens Nederland Equity Pier ERK ARMORED GUVENLIK AS EURO 6000 S.A. Euronet Worldwide - Europe Euronet Worldwide USA Eurotechzam S.A. Everlink Payment Services Inc. Excalibur ATM Bank Bolts Express Cash Fabbricadigitale Fair Isaac Corporation FAST ATMS LLC FAWOO TECHNOLOGY Ferris FEXCO Fifth Third Processing Solutions Financial Merchant Services Financial Software and Systems P Ltd First Data First Data Australia & New Zealand First Data Corporation and STAR Network First National Bank First National Merchant Solutions First PREMIER Bank First Regents Banc Services & Equipment Firstcard ATM, Inc. Fiserv FMiATM Inc. Fraudhalt Ltd Frisco Bay Industries Ltd. / Stanley Security Funds Access Inc. G4S PLC Giesecke & Devrient America Inc. GijimaAst Gilbarco Spa GIRO Bankcard cPlc Global ATM and Financial Solutions Global Payment Technologies GLORY Europe GmbH GM Holdings LLC Grant Victor Graphics Systems Inc. Great Southern Bank Greater Building Society Ltd. Greenleaf Paper GRG Banking Equipment Co. Ltd. Guangzhou KingTeller Technology Co. Ltd. GuangZhou Tiger Science & Technology Co. Ltd. Guardsman Armoured Limited Gunnebo Cash Automation Gunnebo CCSS The Netherlands Gunnebo Security S.A. (Pty) Limited Hadey Inc. Hal Cash Canada Hantle Inc. HATEF Banking Systems Co. Hemaia Group Heritage Industries Hermel Company Hitachi Europe Ltd. HM Cash Hong Kong Monetary Authority HSBC China HSBC Holdings plc HugurAx IBM Canada Ltd. iCash Payment Systems Limited ICDI Canada iCIMB (Malaysia) Sdn Bhd Ideal ATM i-design iGlobalPay.com ATM Implementation Solution Services Inc (ISSi) IN CASH in2design Indue Ltd ING Innovus, Inc. Innovus, Inc. Insafe International Ltd. Instacash A.T.M. Inc. INSTACASH ATMS INC. Integrated Merchant Systems Intelli-Call Communications Inc. INTERCONTINENTAL BANK PLC / UYIREX IT SERVICES International Merchant Services, Inc. International Security Management InterSwitch Limited ISA-ECASH Itautec America Inc. ITS Systems Integrators Co. Inc. ITS, Inc. Jack Milford Ford, Attorney at Law Jade Cash Jan Mardfin, IT Audit Consultant JN Investments Joint Electronic Teller Services Ltd. Just ATMs Inc. K3DES LLC Kaba AG Kaba Mas Kahuna Business Group KD Amusement Distributors KEBA AG KeyCard ATM Pty Ltd Killby and Gayford Limited King Computer Corp King Computer Corp Kings Security System Ltd KLA SLO, LLC KLM Vending Co. Inc. Know-Tone Inc. Korala Associates Limited Krowdog ATMs LLC Lagniappe Marketing & Public Relations LANIT Company Latin American ATM Group Lawrence & Schiller LCM ATM's LD Systems Leda-Vannaclip Pty Ltd Level Four Americas LLC Level Four Software Ltd. Lexcel Solutions Inc. LG N-Sys LINK ATM Scheme LINK TATM Scheme Linq3 Technologies Liquid Cash ATM Solutions Liquidity Group, LLC Liu's ATM Service Lockit Systems (Aust) Pty. Ltd. Loktec Limited Loomis UK Limited Loquendo Spa Lowan Corporation Lowers & Associates LLC LynxGate Solutions M&M Byrd M&S Concessions, INC MAC 26, Inc. MagTek, Inc. Mainet Ltd. MalComm MalComm MalipoNet Ltd MANAM INFOTECH Maritime Cash Ltd. MARMIA ASSOCIATES, INC. MasterCard International MasterCard International - Europe Mat Securitas Express AG MBE ATM MBU d.o.o. McGladrey & Pullen McKinsey & Co MegaLink, Inc. MEI MEI (Africa) MEI (Asia Pacific) MEI (Asia) MEI (Canada) MEI (Europe) MEI (Latin America) MEI (Middle East) Meirtran, Inc. Members 1st Federal Credit Union Merchant Payment Source, Inc MerchantPortfolios.com Merrimak ATM Group MetaBank - Meta Payment Systems Metal Technics CC Midwest Financial Processing, Inc. Minami Electronic (HK) Ltd Minnesota ATM, LLC Mission Federal Credit Union MKG ATM Inc. Moneris Solutions Corp. Monex Financial Services MoneyTree ATM Morphis Inc. Mount Vernon Monetary Management MRJ Services, LLC MSS Professional Multipoint ATM My ATM Pty Ltd. NAAIO - National Association of ATM ISOs and Operators namyventure ltd Nantian Electronics Information Corp. Ltd. National ATM Inc. National ATM Systems Inc. National Link Inc. Nationwide Building Society Nationwide Money Services, Inc. Nautilus Hyosung Inc. Navigators Insurance Company NBS Bank Limited NCR NECOR Zambia Ltd Nedbank Limited Netconnect Services DBA Netco ATM New Zealand ATM Services Limited New Zealand ATM Services Ltd. Newcastle Permanent Niscayah Ltd. Normech Retail Services Norstar Petro Inc Northeast ATM & Bank Equipment Note Machine NSA (National Services Associates) NYCE Payments Network, LLC Oberthur Cash Protection Ocean ATM Oki America Inc. Oman International Bank One Reel On-Line Service Corporation Open Solutions Canada Open Technologies OpenWay Group OptConnect OSA Financial Inc. Pacific ATM Pacific ATM Pacific Cash Network LLC PALMER TECHNOLOGIES Park Bank P-ATM (Safetm) Pay X International Ltd. Paymark Limited Payment Alliance International, Inc. PBS A/S Pendum Penkiu Kontinentu Bankines Technologijos (BS/2) People's Bank Peter Freeman Self Service Consulting Petro-Canada Phoenix Cardnet Phoenix Interactive Design Inc PIC Solutions Planet Payments Inc Platinum Armored LLC Platinum Processing Services Inc. Post Office Ltd Postilion - Africa Postilion - Europe Postilion - USA Postilion Europe PRIMAT d.d. Maribor Printec S.A. ProfitStars a Jack Henry Company Prosegur Prosegur - Latin America Pro-Sys-Co Systems (Pty) Ltd Protect Security Systems Pty Ltd. PSECU PST Company PT Bank Mandiri (Persero) Tbk PT. Inti Sentral Operasi PT. Rintis Sejahtera Pueblo Bank & Trust Puerto Rican Bankers Association Pulse QualiTel Communications Inc. Qualtex Quick Cash ATM Service Quick Draw ATM, Inc. QuikCash Enterprises R. Allen Naude, P.A. Rabobank RaceTrac Petroleum Inc. RBS WorldPay Real People (Pty) Ltd. Redbanc S.A. Retail Banking Research RFN, LLC RHYTHEX CONSULTING LTD Rowland Family Financial LLC, dba Dewey ATM Company Royal Buying Group, Inc. RSM McGladrey S1 Postilion SABRIC SafenSoft, n c/o Euresto Partners Inc. Salzburger Banken Software Sample Company San Francisco ATM Network Sandra Hartfield Enterprises Sargent and Greenleaf, Inc. Satcom Technology LTD SBV Services Pty Ltd Scotia Security Group Sec Eng Systems Pty Ltd Secure Options Group Limited Secure View Technology Limited Security Bancorp Inc. Seidco Communication Select POS & Peripherals Service Provider SG Financial Services, Inc. Shanzhen BankTrust Electronics Co., Ltd. Shell Shields Business Solutions, Inc. SICPA SA Sigma PSS Ltd Sikelia Service S.p.A Silver State Schools Credit Union Six Card Solutions Austria GmbH Skylink Corp Smartlock Digital SmartWater Technology Ltd Smoke Cloak Societe Generale (China) Limited Solink Corporation Solvport, a division of TRM Copy Centers Solymatic France South African Reserve Bank (SARB) Southern Africa Fraud Protection Services Southwest ATM'S, L.L.C. Southwest Utilities, Inc. Spinnaker International Ltd SPL Computer Trading GmbH SPL Computer Trading GmbH Sprintquip Security Pty Ltd. SQS Security Qube System Square Processing LLC Stanbic Africa Standard Bank of South Africa Standard chartered Stanson Automated LLC Starburst Coin Machines Inc. Stateside Associates Sterling Products Strategic Payments Services Pty Ltd Sunwin Cash Processing Ltd. Super Cash ATM Swipe USA Switch Commerce, LLC Symstream Technology Group Ltd. Synectics Ltd. Synovus Financial Systems Resource International Systex Corporation SZ KMY CO.,LTD Talaris Ltd Talon Elektronik Cozumler vs Ticaret A.A> Task PML Tata Communications Banking Infra Solutions Ltd. Teba Bank Ltd. Tecban - Tecnologia Bancaria TechSMART International Tecnologia Bancaria S/A TELERED S.A. Teller AS TestLink Services Ltd Tevora Business Solutions TFG Card Solutions, Inc. The ATM Company (UK) Ltd. The ATM FLA Group, Inc. The Cash Connection The Co-operative Bank plc The DPL Group The Edcomm Group Banker's Academy The Security Center, Inc. The Summit Group Inc ThoughtKey, Inc. Threshold Financial Technologies Inc. Thunder Bay Sales TimeSaver Food Stores Co. TMD Security Gmbh TNS Smart Network a division of NRT Technology Corp Tomaxx TON-JAY Enterprises, LLC Touchmart Transaction Equipment Transaction Network Services Transaction Network Services Inc. Europe TransNational ATM Corp. Transoft International Inc. Travelex Australia Travelex Europe Travelex Limited Travelex Limited Tremont Capital Group, Inc. Tri Star Group Triage Services Limited Trifecta ATM Networks LLC Trinity Holdings Ltd., Inc. Triton Systems Canada Triton Systems of Delaware, LLC TSATM Limited Turner, Warren, Hwang & Conrad UNISA International Pty.Ltd. United Cash Systems, LLC Universal ATM Network Universal Telephone Services Corporation (UTSC) US Alliance Group Inc. USAA FEDERAL SAVINGS BANK Vantage Services, Inc. Vcomms Limited Venco Business Music Vi Na Brilliant Card JSC VIDECOM PLC VILLIGER Security Visa Canada Visa Europe Ltd. Visa Inc. Vision Investments VocaLINK Wagner Management LLC Wellington Computer Systems Wellington Technologies Inc. West Coast Cash, Inc. Westsphere Asset Corporation Wincor Nixdorf Australia Pty Ltd. Wincor Nixdorf International GmbH Witham Laboratories WRG Services Inc. WWS ATM Sales and Services

FEATURED ARTICLES

7 Secrets of ATM Distributor Profitability: Who's looking out for you? In this white paper, sponsored by Kahuna ATM Solutions, industry experts outline the benefits that can be reaped from participating with a larger group like Kahuna in seven key focus areas. Categories: ATM Deployment   ATM Hardware   ATMs   Service/Maintenance/Replacing   Switch & Processing