In spite of declarations and efforts to preserve a sufficient cash infrastructure, from many central banks and governments, ATM numbers are continuing to decline in most mature economies. One option to reverse the decline could be to rethink the business model to ensure its economic viability. ATM interchange or reverse interchange is at the heart of the question. The level of ATM interchange has declined over the years in many markets, and arguably has been weaponised to promote non-cash payments. The situation varies significantly from country to country, e.g. within Europe, reverse interchange fees vary by a factor of 12.

The workshop will bring together academics, researchers and industry experts to debate ATM revenue models to ensure the future economic viability of ATMs.